St. Catharines lands in Canada’s Top-15 with lowest shelter costs for owners or renters


Published January 10, 2023 at 11:28 am

Downtown St. Catharines.

Home-owners and renters in St. Catharines fare very well compared to most cities and towns in Canada.

According to a just-released survey by of the country’s 50 largest cities, St. Catharines finds itself in the “Top-15 Canadian Cities With The Lowest Shelter Costs” for both home-owners and renters.

The Garden City ranked ninth for homeowners with an average mortgage of $1,306/month and ranked 15th for renters at an average of $1,168/month.

St. Catharines found itself behind mostly Quebec cities and towns (see chart below), especially the number one city, Trois-Rivieres, which was the only one in Canada where both owners and renters saw monthly shelter costs less than $1,000/month.

Windsor was the only other Ontario city on the list, ranking slightly better than St. Catharines in both categories.

Conversely, a number of nearby cities and towns found themselves in the “Top-15 Canadian Cities With The Highest Shelter Costs” list, including Oakville, Milton, Mississauga and Burlington.

The study also found Canadian homeowners spend 24 per cent (or almost $300) more than renters on monthly shelter costs.

As well, renters who want to take on a mortgage to become homeowners in Canada need to spend almost 71 per cent (or $857) more per month, but it’s cheaper to do so in metros like Winnipeg or Québec City.

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