Tickets from automated speed cameras will not impact insurance in Mississauga and Brampton

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Published August 10, 2021 at 2:53 pm

speed_enforcement

In an effort to reduce speeding, parts of Ontario, including Mississauga and Brampton, have been introducing Automated Speed Enforcement (ASE) cameras to prevent driving excessively fast.

Drivers who are caught on ASE cameras travelling over the posted speed limit receive a ticket in the mail.

However, a recent survey from Ratehub.ca found many drivers are unaware that receiving a ticket in this way does not impact their insurance.

According to the findings, the vast majority of Canadians—60 per cent—falsely believe receiving a ticket from an ASE camera would impact their insurance, and 16 per cent weren’t sure.

Tickets that are issued in this way are mailed to the owner of the car, regardless of who was driving, within 30 days—the owner’s insurance will not be impacted, nor will demerit points be issued.

Additionally, 22 per cent of respondents believe a speeding ticket below 15km/h over the posted limit won’t impact their insurance, and 29 per cent weren’t sure.

However, this is not accurate. Tickets that are issued by a police officer, even if they don’t warrant demerit points, will still impact insurance rates. The severity of that impact is dependent on the insurance provider. 

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