10 most dangerous cities for driving in Ontario

A new study has revealed the top 10 most dangerous cities for driving in Ontario.

Toronto-based insurance rate comparison website MyChoice revealed its updated list on Tuesday.

“Using over 200,000 car insurance quotes collected through MyChoice.ca since 2020, including detailed accident and infraction records, we updated our rankings to identify where drivers face the highest and lowest levels of risk across the province in 2026,” the company said.

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“Our methodology is based on the weighted averages of accidents and infractions (i.e. distracted driving, speeding) with a 70/30 importance ratio, creating a comprehensive scoring system from 0 to 5. This approach emphasizes the relative severity of accidents while accounting for traffic violations as a predictive factor for road safety.”

Coming in at number one is Barrie, ranking as the most dangerous city to drive in the province, according to MyChoice.

It replaced Brantford, which now ranks at number three.

“The change is driven primarily by elevated accident rates rather than infraction spikes,” MyChoice said.

The company said that mid-sized cities like Kingston and Burlington have also declined compared to previous years, “largely due to sustained high collision rates.”

Brampton, which previously appeared in the list, is no longer there, but MyChoice said that might not be telling the whole story.

“Brampton’s ranking improved, but it raises questions about potential underreporting of accidents. Brampton’s accident rate appears materially lower relative to its infraction rate, which looks like an anomaly when compared to other cities,” the company said.

Here is a look at the 10 most dangerous cities for driving in Ontario in 2026, according to MyChoice’s study: